Buying an annuity is probably one of the most important buying decisions you will ever make. As you will probably be aware, you are not obliged to buy into the annuity offered by your pension provider – here at Annuity Rates, we team up with the most reputable annuity advisors and providers, to ensure you get the retirement income you deserve.

How does it work? How will you find the best annuity rate?

An annuity basically determines the distribution of your pension fund – the annuity you buy will predetermine how much income you receive at different stages of your retirement.

It’s difficult to know which annuity is right for you – that’s why we solicit help from the experts. 

There are many competing options in the marketplace, including enhanced annuities, joint or single annuities, guaranteed annuities and many more; our advisors will analyse your personal circumstances and lifestyle habits, and find you the annuity that will provide you with the best possible retirement income.

Different annuity providers offer different rates – it’s conceivable that you can gain an additional 20% (or maybe more) retirement income just by shopping around for the annuity which best fits your personal circumstances. 

This is why it’s imperative that you do not go directly to annuity providers – our advisors will query the largest providers in the marketplace, on your behalf.

• Our advisors have a very significant and detailed knowledge in how annuities work, built up from years of experience – they know the right questions to ask, and they know how to get the best possible rates. 
• Due to the fact there are many types of annuities, it’s important that our advisors have a full understanding of your personal circumstances and lifestyle habits – failing to disclose such information, may result in less retirement income for you. Our advisors, providers and intermediaries know the correct questions to ask.
• It’s also vital to understand that you cannot just switch annuities once you have bought an annuity – it’s important to work with your advisor; providing you disclose all necessary information, we will be able to find you the best deal.
• We work with, and query, the largest and most reputable annuity providers in the United Kingdom, including Aviva, Prudential, Nationwide and Saga; we always ensure that we can you get the best possible retirement income.
  
  
  Here at Annuity Rates we make it our objective to ensure that you are provided with the retirement income you deserve – please contact us now using the form on the right hand side of this page, and one of our advisors will get straight back to you.